Personal finance for Canadians

Navigate Your Financial Future

Budget clearly, connect your accounts, track goals and net worth, and understand exactly where your money is going—powered by xAI guidance, without the clutter.

Free to start 2-minute setup Built for TFSA, RRSP, FHSA
Pilot Wealth Monthly overview
Synced
Net worth $48,320
Growing steadily this month
Budget left $1,284
Dining needs attention
Goal progress 72%
Down payment ahead of plan
xAI coach

Dining is running high. Move $240 to savings and your emergency fund lands 3 weeks sooner.

Private by default
Bank credentials are handled by Plaid, while Pilot Wealth keeps synced dashboard data encrypted.
xAI-powered guidance
Ask about spending, income, savings, and goals with answers grounded in your Pilot Wealth data.
Built for Canada
TFSA, RRSP, FHSA, Canadian banks, and local financial habits are part of the product language.
Free to start
No credit card, no trial clock. Start with core planning tools and upgrade when automation matters.
OWASP Top 10 compliant
Continuously scanned against the OWASP Top 10 web security risks with zero open critical or high findings.

Start simple. Get clearer every month.

Pilot Wealth starts with your income and accounts, then turns budgets, goals, and net worth into one clear monthly view.

01

Add your money picture

Start with income, accounts, debts, and the goals you care about most.

02

Build the monthly plan

Set budgets, sync transactions, and see what is left before the month gets away from you.

03

Review and improve

Use net worth, goal progress, and xAI-powered guidance to make better decisions each month.

Everything your money needs, in one place.

Budgeting, bank sync, goals, net worth, subscriptions, learning, and xAI-powered guidance without the clutter.

Syncing from bank…

Bank sync that cleans up the work

Connect once and let transactions, deposits, and categories flow into a dashboard built for review.

Where did most of my money go this month?

An xAI-powered coach with real context

Ask about your month, your goals, or your next decision with answers powered by xAI and tied to your financial picture.

Monthly Budgetvs. limit
🛒 Groceries
0%
🍔 Dining
0%
🚗 Transport
0%
🛍 Shopping
0%
⚠️ Dining over budget — $32 above limit

Budgets that feel like instruments

Track category pressure, spot overspending early, and keep your plan visible throughout the month.

Total Net Worth
$0
↑ Growing +8.2% this year
TFSA
$22,400
RRSP
$18,750
Savings
$7,170
FHSA
$8,000

Net worth without the spreadsheet

Bring stocks, ETFs, RRSP, TFSA, FHSA, assets, debts, and growth into one calm view.

🏠 House Down Payment
0%
$48,320 savedGoal: $80,000
🛡️ Emergency Fund
0%
$7,200 savedGoal: $10,000
✈️ Europe Trip
0%
$1,850 savedGoal: $5,000

Goals with a visible runway

Map emergency funds, down payments, and trips with progress that updates as your balances move.

Budgeting CoursePREMIUM
📍
4
Progress0%
💚Budgeting Basics+50 pts
💚50/30/20 Rule+75 pts

Pilot Learn

Short courses for budgeting, investing, career growth, and financial literacy when you want to sharpen the plan.

Start with the numbers people actually search for.

Use the free guides and calculators Canadians ask for most when budgeting, renting, buying, or choosing the right tool.

Choose your Pilot Wealth plan

Start free. Upgrade only when bank sync, deeper xAI guidance, and advanced planning matter.

FREE FOREVER
Free
Core tools for getting organized
$0/mo

  • Unlimited transaction tracking
  • Smart budget management
  • Up to 3 recurring subscriptions
  • Multiple savings goals
  • Emergency fund builder
  • Manual transaction entry
  • Single income source tracking
No credit card required
BEST VALUE
Premium
Advanced tools for deeper financial control
$15.99/mo
First 10 users locked in at $7.99/mo forever

  • Everything in Pro
  • Advanced stock & ETF tracking
  • Pilot Learn — 12 financial courses
  • Custom alerts & notifications
  • Elite xAI-powered coach — 100 messages/day
  • Connect up to 2 financial institutions
  • Investment holdings auto-sync

Clearer money decisions, better next steps

★★★★★

“Before Pilot Wealth, my spending habits were out of control. Since using it, I've been able to clean up my finances completely. The UI is great, and it's a positive addition for anyone that wants to get in control of their financial future.”

🧑
Chanse B.
IT Support · Vancouver, BC
★★★★★

“Pilot Wealth is a really good budgeting website because it makes managing money simple and clear. It automatically tracks your spending, so you can easily see where your money goes without extra effort. It also helps you set budgets and stay on track, while giving personalized tips based on your finances. Overall, it’s easy to use, helpful, and a great tool for improving your money habits.”

🎓
Anonymous
Student · Calgary, AB
🚀

Be our next success story.

Start your free account today and take control of your finances.

Frequently asked

Yes. Pilot Wealth uses Plaid for bank connections — we never see or store your banking credentials. All data is encrypted at rest and in transit using 256-bit AES encryption. Your access tokens are encrypted using Fernet key encryption.
Pilot Wealth supports all major Canadian financial institutions through Plaid, including RBC, TD, Scotiabank, BMO, CIBC, and hundreds of credit unions, plus most major US banks if you have cross-border accounts.
Yes. The Free plan includes unlimited transaction tracking, budget management, savings goals, and more — with no time limits and no credit card required. Upgrade to Pro or Premium only when you want bank sync, xAI-powered coaching, or advanced features.
The first 10 subscribers to Pro get locked in at $3.99/mo forever (vs $7.99). The first 10 subscribers to Premium get locked in at $7.99/mo forever (vs $15.99). These prices never increase as long as you stay subscribed.
The AI coach is powered by xAI and has access to your actual financial data — your spending patterns, income, savings, and goals. You can ask it anything from “where did most of my money go this month?” to “am I on track to retire at 60?”
Absolutely. Cancel anytime from your Settings page — you'll keep access until the end of your billing period. No questions asked, no cancellation fees.
Pilot Wealth uses email-based sign in — your email address is your username. If you've forgotten your password, click “Forgot password?” on the sign in screen. Still having trouble? Email us at [email protected]

Ready to Navigate Your Future?

Start with your accounts, budgets, goals, and net worth. Pilot Wealth turns them into one clear monthly view.